Jobs at Arkers Finance Company Limited

Business Unit/ Department

Finance and Accounting

Reports to

Financial Controller

Job Summary

Successful Candidate will be responsible for preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Duties and Responsibilities

•  Review loan requests
•  Assess clients’ financial status
•  Evaluate creditworthiness and risks
•  Contact clients to gather financial data and documentation
•  Analyze risks and proffer recommendation to Management in accordance with the Company’s approved risk limit
•  Develop, maintain, and revise credit assessment policy as approved by Management
•  Calculate financial ratios (e.g., credit scores and interest rates)
•  Set up payment plans
•  Maintain updated records of loan applications
•  Follow up with clients about loan renewals
•  Monitor progress of existing loans

Educational Qualification and Requirements

•  University Degree or equivalent standard with a high numeric content: Statistics, Econometrics, Business Administration / Economics, Mathematics, Finance, etc.
•  2+ years proven work experience as a Credit Officer, Loan Officer, or similar role
•  Hands-on experience with lending procedures and products
•  Ability to create and process financial spreadsheets
•  Competency in Microsoft applications including Word, Excel, and Outlook
•  Effective verbal and written communication skills
•  Customer service experience
•  Strong analytical skills