Credit Analyst at 4 Quarters Consultants Limited

• Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
• Provide recommendations tied to analysis and assessment of credit risk
• Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
• Keep up to date with the company’s lending protocols
• Reconcile credit files and identify discrepancies and variances
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications

EXPERIENCE AND QUALIFICATIONS

• Bachelor’s degree in finance, accounting, or other business-related fields
• Two to five years of strong quantitative experience
• Strong proficiency in MS Office and general computer use
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
• Strong attention to detail and ability to notice discrepancies in data
• Impeccable understanding of financial statements ratios and concepts