Credit Analyst at Moneyfield Microfinance Bank Limited

Job Summary

• Primarily responsible for analyzing the credit worthiness of the Bank’s customers and potential customers and assisting in the ongoing management and modeling of credit risk afterwards.

Principal Duties and Responsibilities

• Credit file review, appraisal, and feedback.
• Credit bureau check and feedback.
• Customers and guarantors site visitation, address verification, and feedback.
• Monitoring of repayment under Credit terms.
• Early identification of delinquent accounts and non-performing loans.
• Track expiration of sensitive items against lapses such as insurance policies, vehicle licenses, court affidavit, etc., and feedback.
• Loan disbursement.
• Weekly expected repayment report per account officers.
• Loan follow-up and report exceptions promptly to Management.
• Any other tasks that may be assigned by the Head of Credit Risk Management.

Qualifications, Experience, Skills, and Competencies

• Minimum of an HND / B.Sc. in Business Administration or any discipline.
• 5 - 7 years of experience in credit analysis.
• Attention to detail and multitasking abilities.
• Good command in English in both report writing and speaking.
• Strong communication and interpersonal skills.
• Analytical and organizational skills
• Excellent use of MS Office packages (Word, Excel, Outlook, etc.)
• Time management
• Self-management.