Fresh Jobs at Moniepoint Inc. (Formerly TeamApt Inc.)

JOB PURPOSE

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Abuja

Relevant Skills

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance

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About the role

• You are reporting to the U.K. CFO of the new FX FCA-regulated business. you will be responsible for assisting in the production of monthly management accounts, bookkeeping as well as bi-weekly AP and budget reviews. An ambitious qualified accountant with some commercial finance skills who has thrived in a fast-paced environment will do well here.

Responsibilities include:

• Creating and presenting monthly management accounts.
• Oversight of cash management/treasury including cashflow forecasting on a weekly basis.
• Point of contact for company audits.
• Prepare financial statements and reports.
• Produce monthly and annual accounts and regular balance sheet updates.
• Relationship management with banks, credit control agencies, and investors.
• Manage bank reconciliation in accounting software.
• Manage payroll, VAT returns, R&D tax claims, and grants claims/audits.

Candidate requirements:

• CPA, ACA/ACCA/CIMA qualified accountant.
• Proven technical expertise covering both management accounting and transactional finance.
• Ability to build and adjust budgets and forecasts, including cash flow forecasts.
• Bi-weekly support with accounts payable
• Cash flow management, management accounting, financial reporting.
• Ability to prepare reports for internal and external stakeholders.
• Ability to analyze complex and large data sets, with strong problem-solving skills and the ability to use IT systems to effectively deliver service.
• Pro-active self-starter attitude with a process-driven approach to work.
• Highly motivated with the ability to work under pressure in an ever-changing environment.
• Strong organizational skills.
• Experience using Microsoft Excel and/or Google Sheets.
• Experience using a variety of accounting software preferably Oracle Netsuite and Quickbooks.