Job Vacancies at Sterling Bank

Job Summary

• To execute Institutional banking strategy by cultivating and managing customers within assigned sector and providing a full spectrum of financial services to these clients to ensure a substantial contribution to the liquidity and profitability of the Region and overall customer satisfaction. SUPERVISES

Job Description

• Implement the Business Strategy for allocated sector in the Institutional Banking Business.  
• Drive revenue creation opportunities by offering to customers the relevant value propositions that meet their business needs and ensure the provision of excellent relationship management
• Ensure in-depth understanding of all customers’ portfolio, using Customer Value Chain Analysis to effectively meet the needs of the customers
• Manage the existing Institutional Banking relationships and explore new opportunities.
• Ensure that key financial deliverables for the sector are met.
• Execute the Institutional Banking Customer Value Proposition (CVP) and Industry Value Propositions (IVPs) initiatives and activities aimed at optimizing both customer experience and profitability for the Bank.
• Ensure risk assets are properly appraised and are within the bank’s risk appetite

Job Experience

• Minimum of 5 years’ experience in sales and marketing roles in any Financial Institution

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Job Summary

• To proactively monitor the performance of the Bank's Risk Assets with a view to achieving a healthy loan portfolio, minimise loan loss impairment and ensure all regulatory returns and reports are processed and submitted with zero-tolerance for sanctions/penalties. Ideal candidate will report to the Head, Credit Administration

Job Description

• Carry out daily review of overdrawn account balances
• Ensure Internal and External reporting of credit status
• Effectively monitor credit facilities to ensure compliance with the Bank’s CPG and maintaining of a healthy risk asset portfolio
• Ensure periodic review of watch-listed accounts to determine classification level and recommendation of same for appropriate provisioning
• Carry out periodic review of borrowers’ credit files
• Render timely and accurate reports/returns submission to management and various regulatory Bodies
• Render CRMS to CBN and upload to other private Credit Bureau
• Advise management on the Bank’s loan portfolio and daily bookings (facility disbursement)
• Ensure timely renewal of approved credit facilities and restricting utilization of expired credit lines
• Manage Risk Assets Portfolio
• Generate CRMS, CRC and CR report for every credit customer
• Ensure training of staff on credit checks like CRMS, CR, CRC, et cetera

Job Experience

• Minimum of 7 years working experienced with, at least, 4 years in the banking industry relating to credit risk management.