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Moniepoint is a financial technology company digitising Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.
JOB PURPOSE
As a credit risk/appraisal officer, you would be saddled with the duty of identifying and eliminating/reducing potential default red flags prior to the disbursement of a loan facility. You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and collateral as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.
You would be required to carry out detailed due diligence on the customer, the customer’s businesses, the guarantors and co-debtors to ensure that the customer has the capacity, character and collateral to ensure that the likelihood of the loan going bad is as close to 0 as possible.
Job Responsibilities
Qualifications
Relevant Skills
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