Profit Centre Manager (Consumer Loans) at United Bank for Africa (UBA)

Job Objective(s)

• Ensure significant increase in market share within own region
• Drive performance of the unit liability generation and quality risk asset creation
• Risk asset appraisal, disbursement and monitoring
• Ensure effective relationship building and management with new and existing customers
• Optimally exploit new and existing opportunities in the market
• Drive the reactivation of all inactive/dormant accounts in the branch
• Plan and implement marketing strategies to boost profit
• Supervise and coordinate the activities of account officers
• Perform other related duties as assigned by the Business Manager

Minimum Education Qualifications

• Minimum Educational level- First degree in any discipline

Previous Work Experience Requirements:

• 2 - 5 years’ cognate experience, 3 of which must have been in a marketing arm of a branch

Skills required:

• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal skills
• Excellent Communications skills (written and oral)
• Marketing and Selling skills
• Leadership and negotiation skills
• Good Relationship management skills
• Confident and must possess excellent networking skills

Knowledge:

• Basic knowledge of Accounting, Finance and Economics
• Banking operations, policies and procedures
• Good knowledge of the Bank’s products and services
• Business development and acquisition
• Marketing, Selling and Cross Selling
• Knowledge of current business trends and CBN Regulatory laws