Relationship Officer (SME) at a Microfinance Bank

Job Description

• Market loan products and process loan applications for SME Customers.
• Drive liabilities from bank customers.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans.
• Determine all applicable ratios and metrics and set up loan payment plans.
• Conducting loan analysis by visiting the business and household of clients .
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units.
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio.
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of B.Sc or its equivalent in Marketing or related field.
• Minimum of 3 yearscognate experience from a reputable Microfinance Bank.
• Good knowledge of Lagos markets.
• Ability to disburse SME Loans in large volumes without default.