Job Opportunities at Microcima Africa

Primary Relationships
Reports to CEO (hereafter referred to as the “Line Manager”)
Principal Responsibilities and Accountabilities

• The role will include, but not be limited to the following responsibilities and accountabilities: Ensures regulatory compliance and adherence to established internal control policies and procedures Conduct follow-up reviews of financial, operational, or regulatory compliance deficiencies noted during audits. Reviews daily operational activities Implements the anti-fraud campaign and assess compliance Conducts risk management assessments of all departments/units/branches Evaluates existing controls, and recommend improvements where deficiencies are identified Conducts investigations of irregularities discovered by or brought to the auditor’s attention. Reviews and appraise the soundness, adequacy and reliability of accounting, data and reports Verify and maintain internal control checks and records including assets tags to ensure safeguard of company assets. Supports process improvements in alignment with internal control framework Stays abreast of changes/updates in regulatory guidelines and implements compliance Prepares monthly report for the CEO/Board Evaluates the business recovery procedures for operational disruptions Review journal entries, disbursement, and reconciliation
• Carry out targeted and frequent field reviews of loans disbursed to clients and clients’ businesses to ensure process integrity and detect fraud.
• Review processes for operational gaps and process abuses
• Review portfolio regularly for income leakage
• Keep up to date with the company’s lending protocols.
• Reconcile credit files and identify discrepancies and variances
• Provide recommendations tied to analysis and assessment of credit risk.

Job Competencies and Capabilities
Qualifications, Skills & Experience

• Bachelor’s in accounting or numerate discipline degree.
• Candidates should possess minimum of 2-3 years’ work experience.
• Experience in the financial services sector, would be an advantage.
• Experience in credit and risks analysis
• Good analytical skills, high level of accuracy and attention to detail.
• Have advanced Microsoft Excel Skills.
• Have proven experience within an accounting department.
• Be an effective team player with a positive attitude. o A track record of constantly looking for ways to do things better.

Personal Qualities

• Energetic, proactive approach to work
• High levels of initiative
• Committed to delivering high quality results, with cost-effective use of resources.
• Positive, flexible, supportive attitude towards work
• Can-do approach
• Exhibits helpful behaviour beyond strict job requirements.
• Integrity and high personal ethical standards
• Innovative
• Confident
• Resilient and able to work well under pressure.

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Job Description – Human Resources Associate/Officer 

Background

Microcima Africa is a non-bank lending company that seeks to provide inclusive financial services to women and low-income segment who are excluded from the formal financial services. Microcima provides funding options/services that enable these segments to become economically included thereby improving their businesses and enhancing their lifestyle of the households.

Responsibilities

• Support the development and implementation of HR initiatives and systems
• Maintain employee records (soft and hard copies) according to policy and legal requirements
• Update HR databases (e.g. new hires, separations, vacation and sick leaves)
• Be actively involved in recruitment by preparing job descriptions, posting ads and managing the hiring process
• Assist in payroll preparation by providing relevant data, like vacation and sick leave of  absences, bonus etc
• Prepare HR policies and procedures
• Provide counseling on policies and procedures
• Process employees’ requests and provide relevant information
• Coordinate organization meetings and training programs
• Create and implement effective onboarding plans
• Develop training and development programs
• Manage employee compliant and address queries accordingly
• Prepare reports and presentations for internal communications
• Assist in performance management processes
• Support the management of disciplinary and grievance issues
• Review employment and working conditions to ensure legal compliance
• Any other responsibility assigned by Management

Requirements and skills

• Proven work experience as an HR administrative assistant/officer
• Should possess minimum of 2-3 years’ work experience
• Understanding of labour laws and disciplinary procedures
• PC literacy and experience with MS Office application
• Excellent organizational and time-management skills
• Excellent communication and interpersonal skills
• Problem-solving and decision-making aptitude
• Strong ethics and reliability
• BSc/BA in business administration, social studies, or relevant field; further training will be a plus
• HR certifications will be an add advantage