Merchant Loan Field Credit Officer at Fort Knox Group

Job Description

• As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment.
• You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.

Responsibilities

• Onboard Viable Merchants on the Business Platform.
• Evaluate credit worthiness of Merchants
• Physically verify Merchants Location and business financial health for loan consideration.
• Interview Merchants to determine their financial eligibility and feasibility
• Support merchants with questions they might have.
• Justify decisions (approvals/rejections) and report on them
• Maintain an active knowledge base of all of the organization’s loan products and an
• understanding of the qualifications required of each Merchant.
• Build long term, trusting relationships with customers
• Grow and achieve loan portfolio targets for merchants.

Qualifications & Skills

• A First Degree B.Sc / HND
• 1 year Minimum relevant work experience in a Microfinance Banks
• Excellent knowledge of loan application procedures.
• Socially and emotionally aware.
• Must have a Smartphone.
• Strong communication skills and proven customer service experience.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Demonstrable knowledge of credit risk analysis