Portfolio Risk Officer at Rosabon Financial Services

Job Summary 

• The Portfolio Risk Officer shall actively monitor, assess and report risk factor variables in a prioritized manner as they impact our operational and credit risk activities.
• Trend tracking, risk registering, risk scoring and risk reporting shall be a central focus of all job functions. In addition, the officer shall understand risks associated with all product portfolios and create corresponding reports on portfolio age analysis, and portfolio value erosion/creation directly related to the time value of account receivables documenting the same accordingly to present to the line manager.
• He/she is also responsible for monitoring the accurate and timely reporting of all receivable repayments into the enterprise software system.

Duties & Responsibilities

• Client Experience Management Unit Leads sheet provision
• Credit Bureau Reporting – BiWeekly
• Credit Bureau Reports updates – Daily
• Credit Bureau Report validation response
• Validation and Comparison of Bank statement report and Bank ledger report (for recovery and collections unit)
• All ERP reports are validated by comparison of values of the same variables amongst different reports.
• Collections postings log report Portfolio performance trend charting and recording
•  Protracted periods (3 years and above)
• Support research into business expertise areas
• Validation of collections weekly report with bank ledger report
• Monitoring of portfolio age analysis
• Credit risk register and risk score card recording/reporting

Qualifications / Requirements

• A Bachelor's Degree
• Minimum of 1-year working experience in any data management or similar field
• Good understanding of industry laws and regulations
• Ability to present and communicate analysis and recommendations
• Ability for quick comprehension and summarization of large data for dynamic reporting.