Latest Jobs at Mkobo Microfinance Bank Limited (Mkobobank)

Must have skills

• Front end development Backend development SQL UI frameworks like XAML/UWP Strong Leadership &Mentoring Skills Strong Interpersonal skills devops Java Solutions design

Qualification and Experience

• Ideally University degree in Information Technology, Computer Science, Software Engineering or a related subject otherwise demonstrable equivalent experience
• Minimum of 6+ years’ software engineering experience ideally across organisations, industries, and technology stacks.
• Minimum of 2+ years hands-on technical team management experience
• Experience building backend RESTful APIs
• Proven ability to drive large scale projects with deep understanding of Agile SDLC, high collaboration and leadership
• Experience of managing high-performance team, providing mentorship and helping others to reach their full potential.

Knowledge

• Comfortable with a variety of languages such as Java, Nodejs/Express, Python, React as well as MongoDB, SQL and Postgres databases etc.
• Deep knowledge of the cloud infrastructure (Heroku, AWS, Digital Ocean etc.) micro-services and development of APIs
• DevOps experience, architecture, solution design experience
• Demonstrable track record of success in developing and implementing a comprehensive technology strategy that is aligned with and supports the current and future business goals of the company.
• Strong Engineering background with previous hands-on development and deployment of production level code.
• Possess a broad understanding of how software fits into the overall system.
• Well versed in Software Architecture and Design - You should be able to spot flaws in the existing architecture and design. You would help us refactor and re-architecture the code for easier and faster development.
• Experienced with cloud native application, deployment & development
• Continuous deployment & integration

Job Role

• Build and lead a high-caliber team of software engineers to build and maintain our products/solutions
• Hire, coach, mentor, provide feedback and hands-on career development
• Demonstrate sound engineering principles by contributing directly to your team's goals
• Participate in strong engineering process through code and architectural review
• Estimate the engineering effort for roadmap goals and internal projects
• Grow a healthy, collaborative engineering culture in line with the company values
• Act as backup for project management when required
• Set and manage expectations with other engineering teams, company management, and external stakeholders
• Responsible for directing the Engineering team in the design, development, coding, testing and debugging of applications to meet business and performance-related goals.
• Motivate and focus your team to deliver the most important work while keeping them aligned with the overall direction of the company
• Debug production issues across all products and services at multiple levels of the stack and ensure any issues are promptly resolved within agreed SLA’s.
• Ensure that technical decisions support Mkobo’s quality, performance, scalability, reliability, availability, and security goals.
• Working cross functionally to identify system requirements, designing the architecture, and develop components supporting Mkobo’s application features.
• Review/implement software development processes and optimize wherever necessary to enable us to model the best practices for software development and ensure the adoption of these processes by the team

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Qualifications

• Minimum of Degree in Marketing/Finance/Communication from a reputable University.
• Minimum of 3 Year relevant experience in a similar role.
• Financial services or technology company experience will be beneficial

Job role

• The primary focus of this role is to maximize revenue for MKOBO by proactively building a portfolio of quality risk asset and liabilities, actively promoting and marketing MKOBO’s products and services while also ensuring the products are appropriately positioned and priced to be competitive.
• Creating and developing new innovative ways to communicate the company message to their existing customers.
• To ensure that long-term customer relationship is maintained so as to achieve the goals of the company.
• To conduct direct marketing of the Company’s products and services to help maximize revenue.
• Prompt response to customer enquiries on products or existing account queries and effect satisfactory outcomes.
• Contribute to team effectiveness through participation and cooperation
• Maintain and develop new customers account, and liaison with back office staff in processing new clients.
• Compile necessary documentation from customers to be submitted for review and approval.
• Keeps management informed by submitting activity and results reports, such as daily call reports, weekly work plans, and monthly and annual territory analysis.
• Contribute to team effort by accomplishing related results as needed.
• To organize activities relating to sales and marketing promotions that will help increase awareness and generate new business.

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Must have skills

• High computer literacy. Strong interpersonal and analytical skills. A confident personality with strong analytical and problem-solving abilities. Target and results oriented and willing to take responsibilities. Assertive, persuasive and self-driven.

Good to have skills

• Attention to detail. Good written and oral communication. Strong communication and presenting skills. Confident personality with good analytical and problem-solving skills. Have the ability to initiate and pursue projects approved by management on his initiative. Possess excellent communication and presentation skills, with a basic level of sophistication in personal interaction and grooming.

Qualifications

• Bachelor's and/or Master's Degree in Banking & Finance, Marketing and any other related course
• 5+ years of previous work experience in a similar role.

Job role

• Source for new high-end customers
• Persuading them to deposit money.
• Maintaining existing deposit clients.
• Inform the client of the status of their deposit.
• Ensure the form for opening a fixed deposit account is adequately completed and registered.
• Work with the team to develop and implement a business development plan to improve deposit mobilization and retention of deposit and also manage withdrawal attrition
• Contribute to the development of innovative savings products in line with customer needs
• Create and enhance new methods for rewarding depositors with interest on ordinary and fixed deposits.
• Marketing and sale of all bank’s deposit products.
• Meet assigned targets and quota in deposit mobilization and other assigned tasks.
• Timely response to feedback and other customer related issues or requests.
• Participate in creating new and better marketing based on field experience.
• Ensure the form for opening a fixed deposit account is adequately completed and registered.
• Work with the team to develop and implement a business development plan to improve deposit mobilization and retention of deposit and also manage withdrawal attrition.
• Contribute to the development of innovative savings products in line with customer needs\ to achieve the overall deposit targets.
• Liaise with Team Lead to ensure that, due diligence is always enforced to meet the requirements of the regulator and also protect the interest of both the depositors and the organization.

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Must have skills

• Project management Analytical skills Branding Good communication skills Content research and writing A/B testing Funnel optimisation growth hacking

Good to have skills

• Growth hacking Public relations integrated marketing

Qualifications

• BA in Marketing, Mass communications, Digital technologies or similar relevant field
• Ideally experience in a Fintech or other Financial services
• 3+ years’ experience in SEO, growth marketing.
• Solid project management skills: ability to lead and collaborate with cross-functional partners, prioritize high impact activities, and keep complex projects moving forward.
• Strong growth track record, with samples and results of past campaigns.
• Strong presentation and communication skills
• Excellent written and verbal communication skills
• Knowledge of HTML, CSS, Google Analytics, Photoshop, Mailchimp, Hootsuite (or, other Social Media Management Systems)
• Highly analytical and able to derive meaning from data through testing and optimization.
• Experience with web analytics, A/B testing, email and paid media channels
• Champions and represents Mkobo's core values: Customers First, Can Do attitude, Ownership spirit, Keep things simple and open to change.

Description

• We are looking for a talented Growth Marketing Manager to take the lead with our growth marketing strategies. Your main duties include running experiments across the funnel, improving conversion rate, and working cross-department to collaborate on new initiatives.
• If you’re interested in using systematic ways to test experiments and can generate innovative ideas to increase sales, we would like to meet you. As a growth marketing manager, your job is to find the channels and strategies to increase revenue.
• Ultimately, you should be able to find new and innovative ways to increase revenue and meet company goals.

Responsibilities

• Work with cross functional team (Product, Services, Sales) to establish growth strategies to support our revenue goals.
• Create, manage and experiment with new user acquisition campaigns.
• Conceive and execute on a wide range of content campaigns to drive awareness, education and engagement.
• Manage all social media platforms (including Facebook, Twitter, LinkedIn, Instagram, YouTube) and SEO.
• Generate original content and collaborate with partners (case studies, videos, blog, articles, email, social media, etc.) to develop to drive product growth.
• Analyze data to monitor revenue performance and uncover areas for improvement.
• Prepare and present recommendations, reports, and findings from experimental data all the way up to the executive level.
• Generate weekly reports on current industry developments
• Manage, optimize, and maintain sales and marketing related in-app messaging.
• Manage key conversion points in the marketing funnel, including landing pages, website calls-to-action (CTAs), and lead-generating forms.
• A/B test and continually measure the performance of these conversion assets.
• Form key relationships with influencers across the social media platforms
• Monitor and report on performance on social media platforms using tools such as Google Analytics

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Must have skills

• ICAN/ACCA qualified Treasury management Bankone Reconciliation Microfinance bank Budgeting Fund raising

Good to have skills

• Digital banking Consulting Fintech

Qualifications

• Minimum of 10 year Professional Experience
• 3-5 Years relevant experience in a Financial institution
• Minimum of Degree in Accounting/Finance/Economics
• ICAN/ACCA/CFA Qualified
• Ideally MCP certified

Skills/Knowledge

• Highly proficient with the use of MS Excel, MS Powerpoint & MS Word;
• Good knowledge of IFRS, Management Accounting and reporting standards
• Good knowledge of CBN regulatory reporting
• Must have a good grasp of technology
• Attention to detail and strong analytical skills
• Excellent communication, presentation and organisation skills
• Strong Stakeholder Management and team player.
• A self Starter with the ability to work independently
• Financial services or Fintech experience will be beneficial
• Must have prior experience working with Bankone Core banking

Job role

• The main purpose of this position is to assist in the delivery of company wide financial management, treasury management, accounting, budgeting, performance analysis, payroll, fund raising, and financial reporting function. The successful individual will proactively identify issues, opportunities and solutions to ensure effective budgeting, assists in strategic planning and forecasting, financial performance and sustainability while ensuring the accurate capturing and timely reporting of all financial activities.

Key Responsibilities

• Full responsibility for the production of monthly management accounts
• Review and approve all reconciliation and schedules such as bank statements, schedule of accrued charges, prepayments etc.
• Consolidation and reporting to senior management
• Take ownership of an fund raising activity
• Provide strategic support to the CEO
• Preparation of monthly budgetary control and performance.
• Preparation of overall annual budget of the bank, including the assumptions and the ratios.
• Treasury management and monitoring
• Preparation of budget/financial plan & forecast.
• Assist in the preparation and review of all monthly and quarterly reports for Board, Shareholders, Regulatory bodies etc.
• Follow up on budget implementations and limits as it relates to each department. Investigates variances between budget and actual.
• Perform financial control functions.
• Statutory reporting and year-end duties
• Develop and manage liquidity management tools
• Preparation of monthly management accounts and other financial accounts
• Assist Senior Managers in financial management and reporting activities.
• Conduct finance audit periodically and recommend improvements.
• Develop financial policies and procedures for operational efficiency.
• Develop and maintain financial statements for future reference.
• Monitor and manage expenses within the established budget.
• Implement a structured and robust Finance department
• Work with External Auditors for regular audit of accounts

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Must have skills

• Good analytical skills
• Excellent negotiation skills
• High-level influencing and interpersonal skills
• Excellent critical thinking and solution-oriented
• Must be street savvy and conversant with Lagos envi
• Must be efficient in follow up for Debt repayment
• Good knowledge of Credit Portfolio monitoring activities.

Qualification and Experience

• Minimum of HND or Degree from any reputable University or Polytechnic.
• Minimum of 3-4 years working experience in Loan and Debt Recovery service.
• Hands-on experience working in a Microfinance and/or FINTECH space
• Strong planning, organizational and time management abilities
• Experience in database Management.

Job role

Responsibilities.

• Follow up with major debtors to resolve Loan repayment challenges before default.
• Ensure and enforce repossession/recovery of Assets and properties of defaulting Loan
• Monitor Loan Portfolio of the Bank for the purpose of resolving issues with NPL (Non Performing Loans) and scaling down the overall Portfolio at Risk of the Bank.
• Carry out regular calls, site and follow up visits, to implement remedial strategies and action plans agreed with the Team Lead.
• Raise and tender Demand Notices to defaulting customers of the Bank
• Provide progress reports on interactions with Loan Customers in respect of Loan repayment status.
• Monitor and obtain background information and feedback on all accounts assigned to the Assets & Recovery Agencies to ensure Accounts allocated to them are fully recovered.
• Monitoring and recovery of past due and expired Loans in the Bank.
• Preparation and recommendation of strategies for recoveries on major assigned accounts to the management.
• Negotiation of suitable repayment plans with defaulting Customers who are willing but unable fully repay their past due obligations in one instalment.
• Expand and maintain the customer base of the firms debt recovery team
• Have an appropriate level of knowledge of all clients’ business, background and circumstances and fully understand the client requirements.
• Issue County Court judgments, prepare and issue Statutory Demands, as well as enforcing money judgments outside of jurisdiction and bankruptcy petitions, winding up petitions and applications for carriage.
• Maintain high standards of financial management and record keeping.
• Maintain up to date knowledge and understanding of appropriate regulations and internal policies and procedures in relation to debt recovery.

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Must have skills

• Strong understanding of containerization technologies (Docker, Kubernetes). Experience with infrastructure-as-code tools (Terraform, AWS CloudFormation). Proficiency in scripting languages (Python, Bash, etc.) for automation. Familiarity with CI/CD tools (Jenkins, GitLab CI, GitHub Actions, etc.). Knowledge of monitoring and logging tools (Prometheus, Grafana, ELK Stack). Proven expertise in optimizing infrastructure costs, including cost analysis, budgeting, and implementing cost-saving measures.

Job Overview

• We are seeking a skilled and motivated DevOps Engineer to join our dynamic engineering team. The ideal candidate will have hands-on experience with AWS, Digital Ocean, and Kubernetes, and will be responsible for designing, implementing, and maintaining our cloud infrastructure and deployment pipelines. You will work closely with development teams to streamline workflows, enhance system reliability, and ensure scalable and efficient deployments.

Key Responsibilities

Infrastructure Management:

• Design, deploy, and manage infrastructure on AWS and Digital Ocean.
• Implement and maintain high-availability, scalable, and secure cloud environments.

Kubernetes Management:

• Deploy, manage, and troubleshoot Kubernetes clusters.
• Implement Kubernetes-based solutions for container orchestration and microservices.

CI/CD Pipeline:

• Develop and maintain continuous integration and continuous deployment (CI/CD) pipelines.
• Automate deployment processes and ensure smooth application releases.

Monitoring and Performance:

• Implement monitoring solutions to ensure system health and performance.
• Utilize tools like Prometheus, Grafana, or AWS CloudWatch to monitor metrics and logs.
• Cost optimization
• Identify cost optimization opportunities and ensure we pay what we need and utilize

Security and Compliance:

• Apply best practices for security and compliance in cloud environments.
• Manage access controls, encryption, and data protection measures.

Collaboration and Support:

• Work closely with development teams to understand application requirements and deploy solutions.
• Provide support for production issues and perform root cause analysis.

Documentation and Best Practices:

• Create and maintain documentation for infrastructure, deployment processes, and best practices.
• Stay updated with industry trends and technologies to continuously improve our DevOps practices.

Requirements

Experience:

• 3+ years of experience as a DevOps Engineer or in a similar role.
• Proven experience with AWS services (EC2, RDS, S3, Lambda, etc.) and DigitalOcean.
• Hands-on experience with Kubernetes, including deployment, scaling, and troubleshooting.

Education:

• Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent experience.

Soft Skills:

• Strong problem-solving and analytical skills.
• Excellent communication and collaboration skills.
• Ability to work independently and as part of a team in a fast-paced environment.

Preferred Qualifications

• Experience with additional cloud platforms (Azure, Google Cloud) is a plus.
• Knowledge of networking concepts and security best practices.
• Experience with serverless architectures and tools.

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Must have skills

• Communication Client Management Teamwork & Collaboration Goal Orientation & Drive Analytical Skills Technical Skills

Knowledge

• In-depth understanding of Mkobo's Early-Earned Wage Access (EEWA) and Mkobo for Business products.
• Strong understanding of sales fundamentals, including lead generation, qualification, and sales methodologies.
• Knowledge of financial services and Fintech industry trends (a plus).
• Proficiency in CRM software and Microsoft Office Suite.

Qualification And Experience

• Bachelor's degree in Business Administration, Marketing, or a related field (preferred).
• 1-2 years of experience in sales, business development, or a customer-facing role.
• Strong understanding of sales principles and methodologies.
• Excellent communication, presentation, and interpersonal skills.
• Proficient in Microsoft Office Suite and CRM software (a plus).
• Ability to work independently and as part of a team.
• Highly motivated, self-directed, and with a strong work ethic.

Responsibilities

• Conduct market research to identify potential sales leads for EEWA and Mkobo for Business products.
• Qualify leads, gather information, and prioritize based on sales potential.
• Develop compelling sales presentations and proposals tailored to customer needs.
• Assist with prospecting and outreach activities to generate new business opportunities.
• Participate in sales calls and meetings (as needed) to present products and answer customer questions.
• Provide administrative support to the Head of Sales and Business Development (as needed).
• Maintain accurate records of sales activities and customer interactions.
• Prepare reports on sales activities and results for the Head of Sales and Business Development.
• Stay up-to-date on Mkobo's products and services, industry trends, and competitor activities.