Banking Officer - Commercial Banking at Tempkers Limited

Responsibilities

• Liaising withother bank employees and the group of product specialists to deliver excellent customer service.
• Taking deposits from customers and sending them to their accounts.
• Comparing loan interest rates and offering guidance to clients on how to lower interest costs on outstanding balances.
• To control cash flow, collect deposits from business account holders.
• Analyzing financial statements to assess risk in lending choices and investment opportunities.
• Reporting on loan status, financing, and other significant transaction activities to senior management
• Communicating with valuable clients about account management and other loan or deposit-related issues.
• Analyzing financial statements, processing loan applications, and looking over credit reports to assess the eligibility of the loan.
• Analysis, comprehension, and application of banking laws, rules, and regulations to help assure adherence to reserve Bank requirements.
• Performing other tasks as assigned by the management.

Qualifications

• Bachelor's Degree in Banking and Finance or any relevant field in Finance
• Must have 3-5 years in the banking sector is required
• A master's degree is an added advantage.

Requirement and Skills:

• Exceptional financial literacy is required
• Meticulous attention to detail
• Strong knowledge of Banking software and application
• Excellent problem-solving skills
• Sound knowledge of routine applications like MicrosoftOffice suite (Word Excel and PowerPoint)
• Good time-management skills
• Able to effectively function in a team of self-driven professionals
• Proven ability to multitask and complete tasks within stipulated deadlines
• Working proficiency in English (Oral and Written)