Credit Underwriter at Rosabon Financial Services

Job Summary

• The Underwriting Executive must be able to Underwrite the credit worthiness of customers in order to mitigate the overall risk of the company.

Duties & Responsibilities

• Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
• To evaluate all quantave details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• Review applications for credit facilities to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• Performing various departmental functions including loan covenant monitoring, risk rang, audit preparation and recovery as assigned by HOD.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
• To evaluate all quantitative details in the applications to make objective decisions based on empirical facts from the financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensuring that all credit approvals and KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Conducting Email Verification & preparing Transaction consumption reports.
• Reviewing transactions for final checklist and approval.

Requirements

• Candidates should possess Bachelor's Degrees with 2 - 4 years relevant work experience.