Job Offers at Good Neighbours Microfinance Bank

Job Description:

• Work with the Control Manager to assess credit applications.
• Conduct preliminary interviews with loan applicants.
• Monitor the sales team for emerging risks and develop a robust system to identify, manage and control credit, market and operational risks.
• Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular basis.
• Assist in the development of risk policies, procedures, and standards.
• Review all loan documents and agreements to make sure they are all complete, valid and in accordance with the company's guidelines.
• Assess the credit worthiness of existing or prospective clients.
• Ensures proper documentation of credits by adhering to set documentation standards and procedures
• Work out plans and strategies for delinquent customers and provide additional support with respect to exposures requiring legal action.
• Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure.
• Carry out any other task as required from time to time.

Requirements:

• HND/ B.Sc. Degree in Finance, Accounting, or related disciplines.
• 3 years of experience as an analyst in a similar company or related field.
• Experience in Credit Sales & Marketing, Microfinance Bank is a major consideration.
• Strong ethical behavior and the ability to work with sensitive financial information.
• Excellent knowledge of loan application procedures and best lending practices.
• Strong written and verbal communication skills.
• Exceptional analytical skills, sound assessment and time management skills.

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Role Description

We are seeking a detail-oriented and organized Finance Officer to join our finance team. The Finance Officer will be responsible for managing financial transactions, maintaining accurate financial records, and ensuring compliance with company policies and regulatory requirements.

• Assist in creating financial policies to guarantee operational efficiency.
• Reconcile bank statements and other financial documents to ensure accuracy and identify discrepancies.
• Assist with the preparation and planning of budgets.
• Maintain accurate financial records, including general ledger entries, accounts payable, accounts receivable, and payroll processing.
• Ensure financial records are kept up-to-date with the latest transactions and changes.
• Assist in the preparation of tax returns and ensure compliance with relevant regulations.
• Support the finance team in internal and external audits by providing necessary documentation and information.
• Maintain confidentiality and ensure compliance with data protection regulations.
• Participate in continuous improvement initiatives to enhance financial processes and systems.
• Undertake any additional duties as directed by the Head of Finance.

Requirements

• BSC/HND in Accounting, Finance or a related field.
• Minimum of 3 years’ experience in a financial institution.
• Proficiency in accounting software and Microsoft Office Suite.
• Attention to detail and analytical skills.
• Excellent interpersonal, communication and organization skills.
• Knowledge of relevant regulations and regulatory requirements.
• Professional certification is desirable and an added advantage