Job Vacancies at Kuda Bank

The Role

We are seeking an experienced Head of Enterprise Risk to oversee the development and execution of our organization's enterprise risk management (ERM) framework.

The Head of Enterprise Risk will be responsible for implementing robust risk management practices to identify, assess, monitor, and report on key risks across the organization.

This critical leadership role will partner with senior management and the Board of Directors to provide strategic insights on risk exposures and risk mitigation strategies.

The ideal candidate will be an expert in designing risk programs and possess strong analytical abilities to derive meaningful findings from risk data.

An influential leader, the Head of Enterprise Risk will collaborate cross-functionally to institute a risk-aware culture throughout the company.

Responsibilities

• Develop, execute, and continuously improve the organization's Enterprise Risk Management (ERM) strategy, framework, policies, and procedures to align with industry best practices.
• Build an organization-wide culture of effective risk management, accountability, and demonstration of risk awareness across the organization.
• Oversee the identification, documentation, analysis, prioritization, monitoring, and reporting of key strategic, operational, financial, compliance, cyber, third-party, and emerging risks through qualitative and quantitative risk assessments. Maintain risk register.
• Lead the annual Enterprise-Wide Risk Assessment (EWRA) process from end to end, including facilitating risk interviews, surveys, and workshops with stakeholders, compiling risk inventory, analyzing risk data, and developing risk profiles. Synthesize findings into an EWRA report detailing top risks and recommendations for senior management and the Board of Directors.
• Advise the organization on strategic risk forecasting and provide recommendations to transfer, accept, or mitigate strategic risk.
• Design and implement risk management tools, templates, and training programs to build risk management capabilities across the organization. Conduct training sessions to enhance risk awareness among employees.
• Develop a risk-based internal audit plan focused on high-risk areas and over time, expand audit coverage. Provide guidance to internal auditors on risk assessment methodology and documentation.
• Establish and produce risk reporting for key stakeholders including risk dashboards, risk reports, materials for quarterly Risk Committee meetings, and annual disclosures.
• Lead the Third Party Risk Management program leveraging a risk-based approach to assess and monitor vendors and partners. Maintain vendor risk register. Collaborate cross-functionally with Finance, Legal, IT, Security, and Product on vendor due diligence, contract negotiation, and ongoing monitoring.
• Partner with the information security team on cyber risk management initiatives. Incorporate cyber risks into the ERM framework and reporting.
• Develop business continuity and resilience plans based on business impact analyses and risk assessments. Coordinate annual testing of plans through tabletop exercises and drills. Lead crisis response in the event of a disruption, managing incident response team.
• Continuously monitor industry trends and developments related to risk management standards and regulations. Enhance ERM processes to align with regulations and best practices.
• Work with the departments to hire, manage, and develop team of risk professionals. Set goals and development plans. Foster an engaging team culture.

Requirements

•  7-10+ years experience developing and implementing ERM programs, with prior management experience
• Expert knowledge of leading risk management frameworks including COSO, ISO 31000, RIMS Risk Maturity Model, and NACD Risk Oversight Guidelines
• Proficiency in qualitative and quantitative risk assessment methodologies
• Strong analytical and critical thinking skills to derive insights from risk data across diverse risk areas 
• Excellent verbal and written communication as well as presentation skills. Able to distill complex risk concepts for broad audiences.
• Detail-oriented project management and organizational skills to manage multiple priorities
• Bachelor's degree required, Master's degree preferred. Relevant risk certification such as CRISC, CISA, or FRM strongly preferred.
• Prior experience in financial services, technology, or consulting industries a plus

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About the role

We are seeking a motivated and detail-oriented Product Manager to support our Business API product at Kuda. As a Product Manager - Business API, you will work closely with the Senior Product Manager and cross-functional teams to ensure our Business API aligns with our overall business objectives and delivers value to our customers.

Responsibilities:

• Assist in the development and maintenance of the product roadmap for the Business API, prioritizing features and enhancements based on customer needs, business goals, and technical feasibility.
• Collaborate with engineering, design, and business teams to define and deliver high-quality API products that meet the needs of our customers.
• Conduct market research and analyze customer feedback to inform product decisions and identify opportunities for improvement.
•  Assist in defining and tracking key performance metrics to measure the success of our Business API.
• Support the Senior Product Manager in developing go-to-market strategies and driving adoption of our Business API.
• Maintain relationships with key stakeholders, including customers, partners, and internal teams, to gather feedback and ensure alignment.
• Ensure the Business API adheres to industry best practices and standards for security, performance, and scalability.
• Assist in maintaining API documentation and communicating technical changes to customers and internal teams.
• Contribute to the development of a developer- friendly API marketplace to promote discoverability, ease of use, and adoption of our Business API.
• Stay up-to-date with the latest trends and technologies in the API ecosystem and share insights with the team.
• Coordinate with compliance and legal teams to ensure our BusinessAPI and related services comply with regulatory requirements and Kuda's KYB/KYC procedures.

Requirements

• Bachelor's degree in Computer Science, Engineering, Business, or a related field.
• 2 years of experience in product management, preferably with exposure to API products or developer- facing products.
• Familiarity with API technologies, architectures, and best practices.
• Strong analytical and problem- solving skills, with the ability to make data-driven decisions.
• Excellent communication and collaboration skills, with the ability to work effectively with cross-functional teams.
• Experience with agile development methodologies and tools such as JIRA and Confluence.
• Passion for delivering high-quality products that delight customers and drive business value.