Jobs at Assets Microfinance Bank

• The Sales Associate's primary responsibility is to build and maintain relationships with customers, identifying their needs, and recommending appropriate banking solutions (loans). He/she will also be required to achieve sales targets, enhance customer satisfaction, and contribute to the overall success of the bank.

Requirements

• Minimum of a first degree in Sales, Marketing, Business, Accounting and Finance or related field.
• Minimum of 2-3 years with proven work experience in SME sales, particularly in Microfinance Banks.
• Demonstrated proactive approach customers to promote and sell the bank's products and services (SME loans).
• Conduct in-depth discussions with customers to assess their financial goals and risk tolerance and provide appropriate recommendations to help them achieve their objectives.
• Proven experience assisting customers with account opening, documentation, and transaction processing, ensuring accuracy and adherence to bank policies and procedures.
• Proven track record driving the sale of the loan products for the company by identifying key opportunities and completing loan contracts and counsel clients on policies and restrictions.
• Demonstrate sound and updated knowledge on types of loans and other banking products, services, and procedures.

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Requirements

• Minimum of a first degree in Business Administration, marketing, or related field from a reputable University.
• Minimum of 10 years’ work experience in the financial service sector (Banking, Microfinance, FinTech), with at least 5 years in a senior management and sales role in a structured organization.
• Proven track record in developing and executing strategic plans to achieve sales targets, improve client retention & management, and expand the company’s customer base.
• Proven experience partnering with C-suite executives and key decision makers to recruit, hire, train, support and effectively manage the sales department employees.
• Adept at innovating & executing effective commercial strategy, market penetration plans that generate revenue and maximize profitability, analyzing & managing the sales pipeline, providing reports on sales, loan portfolio & key business insights to management periodically.
• Demonstrated track record of collaborating with brands and marketing department to develop the marketing and sales strategy in order to increase the number of clients, guarantee exceptional customer experience, maximize sales, and retain current clients.

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Requirements

• Minimum of a first degree in Finance, Accounting, Economics, or a related field from a reputable University. ICAN Certification preferred.
• Minimum of 7 years of experience in the financial services sector, with at least 3 years in a senior management role.
• Develop and manage financial planning processes, including forecasting, budgeting, and financial modeling to support the bank's strategic objectives.
• Oversee financial risk assessments, including credit, and liquidity risks, while developing strategies to mitigate financial exposure.
• Ensure compliance with financial regulations and standards, including local banking laws and reporting requirements.
• Manage cash flow, liquidity, and capital adequacy to optimize the bank's financial position and support operational needs.
• Prepare and present timely, accurate financial budget and report to senior management, the board of directors, and external stakeholders.
• Collaborate with internal and external stakeholders, including auditors, investors, and regulatory bodies, to ensure clear communication and alignment with financial goals.